Salt Lake Valley Habitat for Humanity believes and insists on non-discriminatory family selection criteria for all homeowner families. Home buyers applying to Salt Lake Valley Habitat for Humanity must meet the following criteria:
- Demonstrate a need for adequate and affordable housing:
Families in need of decent shelter apply to local Habitat affiliates. The affiliate’s family selection committee chooses homeowners based on their level of need and their willingness to become partners in the program.
- Demonstrate ability to pay:
A family’s gross yearly income must fall between 30% and 60% of the Federal Area Median Income guidelines. Family’s total debt (house payment plus all others) must be no more than 40% of family’s gross income.
Applicant families must be credit worthy. Any bankruptcies filed during the past year must be reconciled and all liens or judgments must be paid in full before purchasing a Habitat home.